Interest Bearing Checking Accounts
NOW
- Minimum balance to open account is $1,000.
- Must maintain a balance of $1,000 to keep from getting a $10 a month service charge.
- No per item charges
Business NOW
- Call us for eligibility.
- Minimum balance to open account is $1,500.
- Must maintain a balance of $1,500 to keep from getting a $15 a month service charge.
- 50 free debits per month, $.20 each thereafter.
Money Market Tiered Account
- Minimum balance to open account is $ 2,500.
- Must maintain a balance of $2,500 to keep from getting a $15 a month service charge.
- A customer can write six checks per month on this account - (3) may be third party checks and (3) may be automatic drafts. There is a $15 charge if you exceed six withdrawals per statement cycle.
- The interest rate and annual percentage yield is based on a tiered rate schedule and will depend upon the daily balance in the account. Higher tiers will earn a higher annual percentage yield.
Non-Interest Bearing Checking Accounts
Regular Checking Accounts
- Minimum balance to open account is $100.
- Must maintain a balance of $600 to keep from getting a $6 a month service charge.
Business Checking Accounts
- Minimum balance to open account is $100.
- Must maintain a balance of $1,000 to keep from getting a $10 a month service charge.
T-Club Account - 62 1/2 yrs. or Older
- Minimum balance to open account is $100.
- Free T-Club checks upon request.
- No monthly service charge.
- Unlimited check writing.
BancPac Basic Plan
- Minimum balance to open account is $100.
- $10,000 accidental death & dismemberment insurance.
- $8 monthly BancPac Membership fee.
- 2 boxes free personalized checks per calendar year.
- Call us for additional benefits.
BancPac Family Plan
- Minimum balance to open account is $100.
- $30,000 accidental death & dismemberment insurance.
- $10 monthly BancPac Membership fee.
- 2 boxes free personalized checks per calendar year.
- Call us for additional benefits.
Check Free
- Minimum balance to open account is $100.
- No monthly service charge.
- Unlimited check writing.
Internet Banking
- Free Consumer Online Banking and Bill Pay on most consumer accounts.
- Business Online Banking and Bill Pay available.
*Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account any time. Daily balance amount is used to calculate the interest. Interest will be compounded every day. Interest will be credited to your checking* account every month, savings** account every quarter. Interest begins to accrue on the business day you deposit noncash items ( for example, checks ). If you close your checking account before interest is credited, you will not receive the accrued interest, however accrued interest is credited for savings.
